Meet The Experts
Pioneering AI-Driven Privacy Enhancing Technologies
At Unified Intelligence, we bring together leading experts in AI, risk management, and privacy-first technology to transform decision-making for different industries. Our team combines deep industry knowledge with cutting-edge AI innovation to ensure businesses stay ahead of emerging risks—securely and efficiently.
LOCK Kwee Yoong
Founder & Inventor of the ACL Patent
Kwee Yoong is the visionary of Unified Intelligence. He has over 25 years of experience in executive leadership, driving growth in Risk Management, Fintech, and AI. He has a proven track record in successfully scaling a Fintech unicorn across Southeast Asia and MENA regions, achieving market leadership and significant revenue growth.
He is the inventor of the patent 'Adaptive Collaborative Learning (ACL) technology.
Before founding Unified Intelligence, he held key positions at SAS, Oracle, KPMG, Standard Chartered Bank, and Oversea-Chinese Banking Corporation (OCBC), where he played a pivotal role in driving digital transformation, AI adoption, and data-driven decision-making.
As a thought leader in AI-driven Privacy-Enhancing Technologies (PETs), he is committed to pioneering secure and intelligent data collaboration, helping businesses unlock high-value insights while safeguarding sensitive information.
Ming Soong has over 30 years of executive leadership experience in the banking, risk management, and regulatory sectors.
He was awarded the IBF Distinguished Fellow (Risk Management) and held the role of Chairperson in the Risk Committee of the Association of Banks Singapore
Ming Soong is also the inventor of our patent: 'Adaptive Collaborative
Learning' (ACL)
He has held senior leadership roles as the Group Chief Risk Officer at UOB Singapore, Head of Financial Risk Supervision at the Monetary Authority of Singapore (MAS), and Adjunct Professor at the National University of Singapore (NUS) Risk Management Institute (RMI). His experience spans credit risk, market risk, operational risk, and regulatory frameworks, making him a key driver of innovation in risk governance.
At Unified Intelligence, he brings unparalleled insights into AI-driven risk management solutions, helping organizations navigate the complexities of financial security, regulatory compliance, and AI-powered decision-making.
THAM Ming Soong
Co-Founder & Inventor of the ACL Patent
In addition to our visionary founders, our team is powered by a blend of cutting-edge academic credentials, including doctorates from prestigious global institutions and leadership experience from top-tier business schools.
This rare combination of advanced technical expertise and strategic business acumen enables us to pioneer innovative, AI-driven privacy solutions,offering our clients unparalleled expertise and insights at every turn.
Why Our
Matter
Experts
Proven track record in FinTech AI & risk management
Driving innovation in ethical AI for industry
Deep expertise in regulatory compliance & data privacy
Doctoral-level expertise from globally top-ranked institutions
Leadership experience from world top-tier business schools