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Sharing Insights, Never Data

Securely Unlock the Value of Your Data with Our Patented Privacy Enhancing Technologies

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Unified Intelligence Patented ACL Spotlight

Revolutionizing Mobile & B2B AI Collaboration with Privacy-First Technology

At Unified Intelligence, we believe AI innovation should never compromise privacy. Our patented Adaptive Collaborative Learning (ACL) technology is transforming how businesses collaborate on data and AI—securely and intelligently—without exposing raw or sensitive information

Our Patented Adaptive Collaborative Learning (ACL) Technologies

Our ACL Technology Suite Includes:

ACL SDK - AI-powered mobile intelligence for customer behavior insights.

Data Analytics Service - Custom analytics consulting for data-driven decision-making.

Gini Decision Engine - AI-driven automation for real-time business decisions.

Meet The Experts

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Kwee Yoong Lock

LOCK Kwee Yoong

Founder & Inventor of the ACL Patent

With over 25 years of leadership experience spanning management, IT consulting, and banking,...

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Ming Soong Tham

THAM Ming Soong

Co-Founder & Inventor of the ACL Patent

With three decades of expertise in banking, risk management, and financial regulation, Mr Tham Ming Soong...

Pioneering AI-Driven Privacy Enhancing Technologies

Our team combines deep industry knowledge with cutting-edge AI innovation to ensure businesses stay ahead of emerging risks—securely and efficiently.

Why Our Expert
Matter?

Proven Track Record in FinTech
AI & Risk Management

Deep Expertise in Regulatory Compliance & Data Privacy

Driving innovation in ethical AI for industry

Doctoral-level expertise from globally top-ranked institutions

Leadership experience from world top-tier business schools

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Industries & Use Cases

Financial Services & FinTech

  • AI-Powered Fraud Detection & Risk Scoring for Mobile Transactions

  • Real-time risk scoring across banks and fintechs

  • Privacy-preserving credit scoring

  • Customer analytics for personalized product recommendations, cross-sell, and upsell

Government & Public Sector

  • Cross-agency data collaboration for public safety and compliance

  • Privacy-first analytics for smart city initiatives

  • Secure citizen data modeling without data centralization

Retail & E-Commerce

  • Customer behavior insights from mobile apps

  • AI-driven personalization and recommendation engines

  • Fraud detection in loyalty and rewards programs

Market Coverage

Our global reach covers Southeast Asia, the Middle East, and Africa.

Market Coverage

Our Expertise

  • Pioneering Privacy Enhancing Technologies and innovative Credit Scoring solutions for Indonesian banks and conglomerates

  • Empowering financial inclusion with a leading Philippine bank through advanced Credit Scoring for the underserved

  • Collaborating with a top UAE AI firm on AI-driven risk, compliance, and PETs innovation

About Us

Company’s Mission

Introduction to Patented Adaptive Collaborative Learning and how it safeguards Sensitive Data

At Unified Intelligence, we're shaping a world where innovation thrives without compromising privacy. By harnessing the transformative power of AI-driven Privacy-Enhancing Technologies (PETs), we empower businesses to unlock the full potential of their data—securely, ethically, and intelligently

Our patented Adaptive Collaborative Learning (ACL) technology enables organizations to gain powerful insights from decentralized data sources without ever exposing sensitive information. We're not just protecting data; we're pioneering a future of trust, collaboration, and limitless possibilities.
Together, we're redefining the boundaries of what's possible—enabling enterprises to innovate boldly, manage risks proactively, and lead confidently in the digital age.

CONTENT HUB

Explore Our Blog

Insightful articles and update the latest trends in Privacy Enhancing Technology space.

Insights

Unlocking the Potential: Navigating the Future of Privacy-Enhancing Technologies (PETs) in the Telco Industry

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Unveiling the Unseen: Leveraging Privacy-Enhancing Technologies for Secure B2B Data Exchange in Digital Retail

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SINGAPORE

10 Anson Road Singapore 079903.

Locations

Where You Can Find Us

HONG KONG

INDONESIA

1/F, Innocentre, 72 Tat Chee Ave, Kowloon Tong, Hong Kong

Jl. K.H. Mas Mansyur No.121 Level 2, RT.10/RW.11, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10220, Indonesia.

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